Renters Insurance
Do you live in Texas and rent a home, condo, or apartment? It would help if you considered protecting your personal items with a renters insurance policy. We offer various coverage options here at Quincy Bertrand Agency. We can also customize your policy to meet your needs.
Renters Insurance Requirements
Even though renters’ insurance is not required in Texas by law, some landlords may require you to obtain it to live in their building, home, or condo. Either way, it is always good to have protection since the insurance your landlord has will not cover any damage to your own personal items. In the event of an accident, fire, or burglary, you will be liable for replacing your belongings.
Renters Insurance Coverage
Here is what renters’ insurance covers:
- Personal property- This will ensure that all your personal items are protected, whether at home or across the country. For example, if your living room couch gets damaged from a burst pipe or your electronics are stolen while you are out of town, this has you covered.
- Loss of use- If a disaster were to strike, and you are unable to remain living in your home, this will provide reimbursements for hotel stays, etc. in addition to food, hotel parking, laundry, and more.
- Liability protection- If your visitors were to get injured while in your home or you cause damage to another person’s property, this option will keep you covered.
- Medical protection- If your friend needs to go to the hospital from an accident after being injured while in your home, this will cover their medical expenses.
Quotes
If you reside in Texas and need a renters insurance quote, please call us here at Quincy Bertrand Agency.
